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www.cairnstone.com
Cairnstone re
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Cairnstone Re manages employer stop-loss coverage and provides access to catastrophic claims management and other cost containment services to hundreds of self-funded employer groups nationwide.  Cairnstone Re also offers managed care reinsurance to HMOs and capitated medical providers.  The company has agreements with several "A" rated insurance carriers to market, underwrite and manage those excess loss programs.  Cairnstone Re is headquartered in Miami, Florida and has nine regional offices across the country.