Do you need individual medical health insurance?
- Knowing Where to Begin

If you're new at purchasing individual medical health insurance, it could be because you've always been covered through someone else - your employer or maybe your parents.

Have You Always Had Group Insurance?
You may not know the true or total cost of your premium. You may have only known your required contribution in the form of payroll deduction or a copay at a doctor. With individual medical, you see the total cost of your insurance.

The Facts Speak for Themselves:

• Half a million Americans who file for bankruptcy each year do so because of medical bills and other problems arising from serious illness or injury.

- Harvard School of Law Study (2000)

• The uninsured are up to 70% more likely to be hospitalized than people with insurance for conditions such as diabetes, hypertension, pneumonia, and bleeding ulcers.

- American College of Physicians/American

FBMC and Assurant Health make it easy for you to get the health insurance the way you want it.

• Extensive doctor and hospital networks provide significant savings
• Wide range of plans and benefit options tailored to your needs
• Lifetime benefits up to $8 million provide added security
• No referrals needed for specialists - you choose who you see
• First-year rate guarantee means no surprises
• Health Savings Accounts offer tax benefits on your health care spending